DenaroDenaro
A card being handed to a payment terminal

Stop losing revenue to a 4-digit expiry date.

Denaro watches for expiring and declined cards, reaches the customer before the next charge, and captures the new card in a secure link, then nudges one-off payers onto autopay.

All features
Riley · your company
AI agent · running autonomously
Hi Elena, Riley with Acme Pest. The card ending 4471 expires this month and your next visit's the 28th. Here's a secure link to update it: acme.pay/upd8. Takes 20 seconds.
Done. Can I just have it auto-charge going forward?
Absolutely, I flipped autopay on. You'll get a receipt by text after each visit. Thanks Elena!

What breaks today.

Every operator has these. Nobody has the headcount to work them by hand.

Declines discovered too late

The truck already rolled. Now it's a collections problem.

Nobody wants to ask for a card

It's an awkward call and it never gets made.

Autopay never offered

The customers who'd say yes were simply never asked.

Expired Card & Autopay Recovery, end to end.

Expiry & decline watch

Pulls card status from your CRM or Stripe; flags 30 days before expiry and on first decline.

Secure capture link

Text or email a PCI-compliant page. Card saved to the CRM/Stripe on file. No card numbers in chat.

Autopay enrollment

One-tap enrollment during collections, after a paid invoice, or as its own campaign.

Voice fallback

The agent calls customers who don't respond and captures the card with OTP verification.

Questions about Expired Card & Autopay Recovery.

Yes. Hosted, tokenized capture via your payment processor. Denaro never sees full PANs.

Stripe natively; CRM-native processors via the CRM integration.

Of course. It's a one-tap opt-in, never forced.

Put Expired Card & Autopay Recovery to work

Tailored to your business. Live within a week.